Loan Application Instructions

  • For credit union rate information, click here. 
  • To review membership eligibility requirements, click here.
  • Request an application for membership with ECU Credit Union, click here.
  • To calculate your estimated bi-weekly or monthly payment, click here.   
Membership Disclosures:

Important information about procedures for opening a new account:  To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you:  When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.  We will also ask to see and retain a copy of your driver's license or other identifying documents. 

Application process

**There is a $20.00 application fee for each applicant on all loan requests.**

Step 1:

Complete and submit the appropriate online application

  • Note: Please use cap locks.
  • Note:  Review and select the submit button once the application is complete.
  • Note:  You must be 18 years old and eligible for membership to apply .
  • Note:  If you are unable to access the online application, click here to submit an Email Loan Request Form.
  • Note:  Loan Call Center is open 24/7.  Dial 877.665.6267 If you wish to speak to a representative to apply for a loan.
Step 2:

ECU Credit Union reviews the application and contacts you either by mail, e-mail or telephone if any information is missing or requires verification.

Step 3:

Within one business day of submitting your application, ECU Credit Union will contact you with our credit decision and closing instructions, if your loan is approved. 
If you have any questions or need additional information, click here, for a listing of our branches and telephone number.

Please send suggestions or comments to:
  ECU Credit Union

We Do Business in Accordance With the Federal Fair Housing Law and the Equal Credit Opportunity Act.

We are not liable for content or availability of linked sites

This credit union is federally insured by the National Credit Union Administration.  Your savings are federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency.

 

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