Our goal as stated in our mission statement is to provide you the products and services needed to help you achieve financial health and to meet your financial needs.  Below is an overview of the services offered by ECU Credit Union. 

NCUA Insured

This credit union is federally insured by the National Credit Union Administration.  Your savings are federally insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. To access NCUA's official Web site , click here.  

ATM card

Your ECU ATM card can be used wherever you see the Star, CU24, MAC, or Exchange logos to withdraw or transfer funds.  Also, if you have a Share Draft / Checking you can use your ATM to make purchases at Point of Sale terminals.  Please refer to the fee schedule for the current fees associated with the above transactions.  To access our fee schedule, click here.  If you are a current member and would like to complete an online enrollment form, click here.

MasterMoney debit card (check card)   

Your MasterCard Debit Card can be used most places you see the MasterCard logo to make purchases or pay for services.  It can also be used as your ATM Card wherever you see the Star, CU24, MAC, or Exchange logos to withdraw or transfer funds.  Please refer to the fee schedule for the current fees associated with the above transactions.  To access our fee schedule, click here.  If you are a current member and would like to complete an online enrollment form, click here. 

For added safety while shopping online, please secure your debit card using  

To report your card lost or stolen, call 800-472-3272 (24 hours a day, 7 days a week)

Electronic Banking, Bill Payer, and Bank-by-Phone (Now available in Spanish) 

You can access your account, transfer funds, or pay bills anywhere anytime via the internet with our Virtual Branch Electronic PC Banking.  You can also access your account and transfer funds via the telephone with our EZ Access telephone banking by dialing

(800) 510.4247.

To access our fee schedule, click here.  To complete an online enrollment form for PC Banking (Home Banking/Internet Banking), click here.  To complete an online enrollment form for EZ Access (Telephone Banking), click here.  

Direct Deposit

For a quicker, more convenient way to have access to your funds you can have your checks direct deposited into your account.  No more waiting for a teller or for the funds to clear.  If you are a member and would like more information please contact our office.   For a listing of our locations, click here. If you are a member and would like a form to make changes to your current deductions and would like to complete and online form, click here.  Our electronic routing transit/A.B.A. number is 263177725.

Overdraft Protection

ECU Credit Union will attempt to pay an overdraft created by share drafts, in-person withdrawals, ATM withdrawals, or by other electronic means, as applicable; posting to a checking account that would result in a negative balance in the account using Overdraft Protection Transfer and/or Courtesy Pay.

Overdraft Protection Transfer

If a check or other item is presented on your checking account and you do not have sufficient funds in your checking account, but the funds are available in your savings account, if you we have prior written authorization we will transfer the exact amount of funds needed to cover the overdraft.  Your account may have up to two Overdraft Protection Transfers a month; a per transfer fee will be assessed. To sign up for overdraft protection transfer complete an Overdraft Protect Plan form (click here for the form).  To access our fee schedule, click here.   

Courtesy Pay

If we are unable to transfer the funds from your savings as a courtesy we may pay the item using our Courtesy Pay Plan provided the membership meets the criteria as outlined in the Courtesy Pay Plan Policy.  For more information about our Courtesy Pay Plan, click here.

Switch Kit

Members can use this feature to switch direct deposits from their old accounts to their ECU accounts  It's easy!  Just fill out online forms, print it, sign it, and fax or mail it to the appropriate parties  To access the switch kit, click here.    If you would like to open an ECU membership and switch your account from another institution, click here.