|
ECU Credit Union offers
a variety of accounts designed to meet all of your savings needs. A brief
description of each type of account follows.
- A Prime Share account establishes your ECU Credit Union membership.
- Your accounts are insured up to $250,000 through NCUA.
- Dividends are paid quarterly based on your average daily balance.
- Step rates dividend rates are determined by your account balance.
- Required opening deposit of at least $25.00 or a minimum payroll deduction of $15.00
each pay day.
- Statements are issued quarterly.
- Required minimum balance $25.00 or $5.00 a month service charge.
- Make 2 withdrawals a month free of charge with a $2.00 service charge
for each additional withdrawal.
- Payroll deduction is available for easy, convenient saving.
- Automatic Teller card is available for qualified members.
- You can access your account 24 hours a day, 7 days a week through the internet or
by telephone.
- A Prime Share Youth account establishes your ECU Credit Union membership
- Must be 17 years of age or under.
- Your accounts are insured up to $100,000 through NCUA.
- Dividends are earned beginning with the first $1.00 deposit.
- Dividends are paid quarterly based on your average daily balance.
- Step rates dividend rates are determined by your account balance.
- Required opening deposit of at least $25.00.
- Statements are issued quarterly.
- Required minimum balance $25.00 or $5.00 a month service charge.
- Make 2 withdrawals a month free of charge with a $2.00 service charge
for each additional withdrawal.
- Accessible and Convenient - you can access your account through Internet banking
and E Z Access. Pay your bills online with our internet banking
feature. Save time using direct deposit or payroll deduction
- Dividends are paid monthly based on your average daily balance.
- Step rates dividend rates are determined by your account balance.
- Required opening deposit and minimum balance requirement.
See fee schedule.
- Monthly statements.
- Unlimited withdrawals.
- Overdraft protection using share / savings account.
- Courtesy pay.
- Order checks online,
click here
- Switch your checking account from another financial institution.
Click here for details.
- Competitive rates
- Dividends are paid monthly based on your daily balance.
- Daily compounding of dividends for higher yield.
- Flat rates dividend rates are determined by your account balance.
- Quarterly statements.
- Minimum balance $2500.00
- Make 3 withdrawals a month at free of charge with a $2.00 service charge
for each additional withdrawal.
- Minimum withdrawal $100.00
- Payroll deduction available; minimum $100 bi-weekly.
- Dividends are paid quarterly based on your average daily balance.
- Fixed rate stated dividend paid on all balances.
- Quarterly statements.
- Distribution once a year in October no withdrawal permitted from
1/31 to 10/5.
- Payroll deduction available; minimum $5.00 bi-weekly.
- Competitive Rates
- Minimum deposit is $5,000
- Fixed Rate
- Dividends are paid annually to regular share account
- Dividends are paid and compounded quarterly based on your average daily
balance.
- Step rates dividend rates are determined by your account balance.
- There is no fee for withdrawals, however, there may be an IRS
penalty.
- Accounts inactive for one year with a balance under $100.00 are subject to a service charge.
- There will be no other fees or annual charge to the member of this
account.
- ECU Credit Union offers three types of IRAs (click each type for
an overview of that IRA): Traditional, ROTH and
Coverdell (Education).
- To review an IRA comparison chart click here.
- To calculate your Required Minimum Distribution (RMD) click
here
Your savings is federally insured to at least $100,000 and
backed by the full faith and credit of the United States Government -
National Credit Union Administration, a U.S. Government Agency. Dividends are based
on the Credit Unions earnings at the end of a dividend period. All
rates are subject to change without notice. All accounts are variable rate
accounts unless otherwise noted.
|
