| Account Balance |
Annual % Yield |
Dividend Rate |
| $25,000.00 and Over |
2.269% |
2.250% |
| $10,000.00 - $
24,999.99 |
1.508% |
1.500% |
| $5,000.00 - $ 9,999.99 |
1.256% |
1.250% |
| $2,500.00 -
$4,999.99 |
1.004% |
1.000% |
| $500.00 -
$2,499.99 |
0.501% |
0.500% |
| |
|
|
| |
|
|
*ECU computes dividends based on the average daily
balance and posts and compounds dividends quarterly. The
Credit Union requires a minimum balance of $25.00, otherwise, a
monthly service charge of $5.00 is assessed to the account. There is a
service charge of $2.00 for each withdrawal after the first 2
withdrawals in a month.
** If an account is closed before the quarterly posting of accrued
dividends, no dividends will be paid.
| Account Balance |
Annual % Yield |
Dividend Rate |
| $25,000.00 and Over |
2.269% |
2.250% |
| $10,000.00 - $
24,999.99 |
1.508% |
1.500% |
| $5,000.00 - $ 9,999.99 |
1.256% |
1.250% |
| $2,500.00 -
$4,999.99 |
1.004% |
1.000% |
| $0.01 -
$2,499.99 |
0.501% |
0.500% |
*ECU computes dividends based on the average daily
balance and posts and compounds dividends quarterly. The
Credit Union requires a minimum balance of $25.00, otherwise, a
monthly service charge of $5.00 is assessed to the account. There is a
service charge of $2.00 for each withdrawal after the first 2
withdrawals in a month.
* If an account is closed before the quarterly posting of accrued
dividends, no dividends will be paid.

| Account Balance |
Annual % Yield |
Dividend Rate |
| $5001.00 and Over |
.25% |
.25% |
*ECU computes dividends based on the average daily balance and posts
and compounds dividends monthly. The Credit Union requires a
minimum balance of $25.00 otherwise, a monthly service charge of
$5.00 is assessed to the account.
** If an account is closed before the quarterly posting of accrued
dividends, no dividends will be paid.
| Account Balance |
Annual % Yield |
Dividend Rate |
| $5001.00 and Over |
.501% |
.500% |
*ECU computes dividends based on the average daily balance and posts
and compounds dividends monthly. You must maintain an average daily
balance of $5,000.00 to qualify for this program otherwise your share draft
account will be converted to a Regular Share Draft account. The
Credit Union requires a minimum balance of $25.00 otherwise; a
monthly service charge of $5.00 is assessed to the account.
** If an account is closed before the quarterly posting of accrued
dividends, no dividends will be paid.
| Account Balance |
Annual Yield |
Dividend Rate |
| $
25,000.00 - Over |
2.275% |
2.250% |
| $ 10,000.00 -
$24,999.99 |
1.511% |
1.500% |
| $5,000.00 -
$9,999.99 |
1.511% |
1.500% |
| $2,500.00 -
$4,999.99 |
1.511% |
1.500% |
| |
|
|
*ECU compounds and pays dividends monthly. There is a
service charge of $2.00 for each withdrawal after the first 3 withdrawals in a month.
| Account Balance |
Annual % Yield |
Dividend Rate |
| $0 and over |
0.501% |
0.500% |
*ECU computes dividends based on the average daily
balance and posts and compounds dividends quarterly, and distributes
dividends annually in October – no withdrawals permitted between 1/31
and 10/5.
** If an account is closed prior to the quarterly posting of accrued
dividends, no dividends will be paid.
|
Term - Account Balance |
Annual % Yield |
Dividend Rate |
| 1 Year -
$ 5,000.00 - Minimum |
2.250% |
2.250% |
| 2 Year - $ 5,000.00 - Minimum |
2.450% |
2.450% |
| 3 Year - $
5,000.00 - Minimum |
2.650% |
2.650% |
| 4 Year - $ 5,000.00 -
Minimum |
2.750% |
2.750% |
| 5 Year -
$5,000.00 - Minimum |
3.000% |
3.000% |
Early Withdrawal Penalty: A loss of 9 months' interest on all
certificates. Interest paid annually to regular share account.

| Account Balance |
Annual % Yield |
Dividend Rate |
| $
25,000.00 - Over |
2.269% |
2.250% |
| $10,000.00 - $24,999.99 |
1.762% |
1.750% |
| $5,000.00 -
$9,999.99 |
1.508% |
1.500% |
| $2,500.00 -
$4,999.99 |
1.508% |
1.500% |
| $0.00 - $2,499.99 |
0.752% |
0.750% |
*ECU computes dividends based on the average daily balance and posts
and compounds dividends quarterly.
** If an account is closed prior to
the quarterly posting of accrued dividends, no dividends will be
paid.
|