Consumer Loan Rates
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Printer copy of our rate and fee
schedule in PDF format (PDF reader required)
**There is a $20.00 application fee for each
applicant on all loan requests.**
Vehicle loans: new and used cars, trucks, or vans
**Other terms may be available.
Rates are subject to change. Please contact ECU at (800) 382-2400 for details**
| $3,000 and up |
Up to 180 months |
6.500% to 8.000% |
| $0 - $1,000 |
Up to 12 months |
11.25% |
| $1,001 - $2,000 |
Up to 24 months |
11.25% |
| $2,001 - $10,000 |
Up to 36 months |
11.25% |
| Loan
type |
Details |
Term |
Rate |
| Computer |
$500 minimum - Year Round |
Up to 24 months |
13.25% |
| Vacation |
Year Round |
Up to 12 months |
10.65% |
| IRA/Tax |
February 1 - April 30 |
Up to 12 months |
10.65% |
| Christmas/Holiday |
October 1 - January 31 |
Up to 12 months |
10.65% |
| ECU Share Secured |
Up to 36 months |
5.00% |
| ECU Certificate of Deposit *Rate is subject
to change = 2% + ECU CD rate |
Up to 36 months |
7.10% |
| Other Banks Certificate of Deposit |
Up to 36 months |
11.25% |
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